My Dirt Bike’s Been Stolen and I Forget to Get Bike Insurance

The dirt bike culture is booming in Australia and moreAustralia's National Motor Vehicle Theft Reduction
people are choosing to spend their weekends carvingCouncil has done a study into motor vehicle thefts and
up the countryside on off-road bikes than ever before.found that about 1 in ten stolen vehicles is a motorbike.
But with the increase in off-road bike sales alsoIn addition to this less than a quarter of these are
comes the inevitable increase in dirt bike thefts, andactually recovered, whereas actual cars have a
with many people not realising the importance of bikerecovery rate of around 80 percent. These alarming
insurance quite a widespread problem is occurring infigures, combined with the increase in the number of
that people aren't covered for these thefts. motorcycle thefts themselves, highlight the need for dirt
Off-road bike owners often don't realise thebike insurance.
importance of bike insurance. Most dirt bikes aren'tAnother, often overlooked, side of bike insurance is
kept on public roads, but locked in garages which givesthat you can get extras which not only cover your
the assumption of safety. The biggest "cost" thatriding gear, but also any items that you have stored
riders generally associate with their bikes is that they'lland locked in the bike's panniers. This can include
get involved in a small crash while out riding. As the dirtcameras, laptops and music players. So if your
bikes are built to handle these small accidents withequipment, but not the actual bike, get stolen, you'll still
minimum damage, the need for motorcycle insurancebe covered.
is often dismissed as an unnecessary cost.