Why Do I Need Moped Insurance?

Most folks who buy mopeds never buy insurance forlaw, and all of a sudden you are not such a great
them. Perhaps, they figure that if someone steals itcitizen after all. Even if you own your moped outright
they'll just get a new one and their insurance is buyingand do not insure its value, you must have liability
a really good lock. Yes, well I have one of those too, Iinsurance in case you are involved in an accident. Let
certainly do not want my customized scooter stolen, itme tell you a little story.
is fun to ride, cheap on gas and when I drive it I feel asA friend of mine was riding his moped and using hand
though I am helping the United States of Americasignals, apparently another car did not see him and
break her addiction to Middle Eastern Foreign Oil. As abumped him sending him into the next lane. A car
proud citizen that is the least I can do.swerved to miss him and hit a fire hydrant. Yes, I know
And indeed, paying $3.50 to fill it up with gasoline foryou've seen that ultimate city water feature before.
two-weeks cruising around town is just a kick too,The car that hit the fire hydrant went on to hit a
especially when someone at the pump next to me istelephone pole and the air bags deployed. The driver
invariably filling up the Suburban with $185 in gasoline.was injured and the car that bumped him kept going.
Moped are a great way to save money, yes, no doubtNo one got the license plate number or even saw that
about it and it is an environmentally friendly and lessanother car bumped my friend. Luckily, my friend had
imposing mode of transportation. But do not goliability insurance on his moped and it covered all the
overboard on saving money when it comes to buyingdamage (city=$10,000 and vehicle=$22,000) and minor
insurance for your little two-wheeler. Why you ask?hospital bills ($24,000 minor by today's standards). Had
Well, first off moped insurance is really cheap, so it'she not had insurance, he'd have been sued a pretty
just stupid not to buy it, and second, it is the law inpenny. So, buy the moped insurance, it really does not
many states, if you do not buy it you are breaking thecost that much.